DOES HEALTH INSURANCE COVER THE CASES WHERE THE PATIENTS ARE IN QUARANTINE?

I took part in the Health Insurance at Hospital A. Currently, I have had the cough and fever symptoms, so I was asked to spend 14 days in quarantine. I would like to know if the health insurance supports my hospital’s cost during the quarantine. I’m looking forward to your advice. Thank you.

FDVN’s opinions:

Thank you for concerning and trusting FDVN’s legal services. We have studied the law provisions to provide you with our advice. Please kindly see the answer below:

Due to the dangers of the COVID-19 epidemic, the Ministry of Health has issued new directives to overcome and deal with this epidemic.  Regarding the cases under the quarantine are covered by the Health Insurance, the Ministry of Health has made a timely decision as follows:

According to Article 48 of the Law on Prevention and Control of Infectious Diseases 2007:

“Anti-epidemic steering committees shall direct the application of the following measures for rendering first aid and providing medical examination and treatment for persons suffering from and suspected of suffering from an epidemic disease:

1. Classifying and rendering timely first or emergency aid for persons suffering from the epidemic disease under the Health Ministry diagnosis and treatment instructions;

2. Mobilizing vehicles, medicines, medical equipment, hospital beds, and medical examination and treatment establishments and capable health workers to work around the clock and are prepared to render first aid and medical examination and treatment to combat epidemics. Persons suffering from an epidemic disease of class A are entitled to free medical examination and treatment.”

Thus, because of the danger of Coronavirus, the Ministry of Health has put it into the group A. As a result, the people infected with this virus are entitled to the free testing. If you are infected with this virus, you can get free medical examination and treatment according to the law.

Above is Fdvn Law Firm's opinion for your request based on studying the relevant legal provisions. Hopefully, our advice would be helpful to you.

Legal advisor: Hoang Tran Ngoc Anh

FDVN Law Firm

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